Terms and Conditions

Welcome to ISLAND SECURITIES LIMITED. These Terms and Conditions govern your use of our website www.islctg.com, our services, and any related products. By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using our Services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

2. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms on the Site. You are advised to review these Terms periodically for any changes. Your continued use of the Services after any modifications indicates your acceptance of the new Terms.

3. Eligibility
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding contract.

4. Account Registration
To access certain features of our Services, you may be required to register for an account. When you register, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.


5. Services
    5.1 Brokerage Services
    We provide brokerage services including, but not limited to, trading, investment advisory, and financial planning. These services are subject to additional terms and conditions as outlined in separate agreements.

    5.2 Investment Risks
    All investments involve risk, and the past performance of a security or financial product does not guarantee future results or returns. You agree to bear all risks associated with your investment decisions and the use of our Services.

6. Fees and Payments
You agree to pay all fees and charges associated with your use of our Services. We reserve the right to change our fees at any time, with notice to you. Your continued use of the Services after the fee changes become effective constitutes your agreement to pay the updated fees.

7. User Conduct
You agree not to use our Services for any unlawful or prohibited activities. You are responsible for your conduct and the content you post on our Site. Prohibited activities include, but are not limited to:
    Violating any local, state, national, or international law.
    Infringing on the intellectual property rights of others.
    Posting harmful or fraudulent content.
    Attempting to gain unauthorized access to our systems.

8. Intellectual Property

All content, trademarks, logos, and intellectual property associated with our Services are the property of ISLAND SECURITIES LIMITED or our licensors. You may not use, reproduce, distribute, or create derivative works from our content without our express written permission.

9. Disclaimers
Our Services are provided "as is" and "as available" without any warranties of any kind. We do not warrant that our Services will be uninterrupted, error-free, or secure. We disclaim all warranties, express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability
To the fullest extent permitted by law, ISLAND SECURITIES LIMITED and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from our Services.

11. Indemnification
You agree to indemnify, defend, and hold harmless ISLAND SECURITIES LIMITED, its affiliates, officers, employees, agents, and licensors from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which ISLAND SECURITIES LIMITED is headquartered, without regard to its conflict of law principles.

13. Dispute Resolution
Any disputes arising out of or relating to these Terms or our Services shall be resolved through binding arbitration conducted in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Chittagong, and the arbitrator’s decision shall be final and binding.

14. Termination
We reserve the right to terminate or suspend your access to our Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of our Services, us, or third parties, or for any other reason.

15. Miscellaneous
These Terms constitute the entire agreement between you and ISLAND SECURITIES LIMITED regarding the use of our Services. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

By using our Services, you acknowledge that you have read and understood these Terms and agree to be bound by them.